Buying a home is probably the most expensive purchase you will ever make. This is no time to shop for a cheap inspection. The cost of a home inspection is very small relative to the home being purchased. We are determined to perform inspections of the up most quality, with integrity.
For a buyer, we make sure that they know and understand every fact about the property that they are purchasing. For sellers, we will provide a report that gives 100% full disclosure.
A surprising number of home inspectors don't have insurance. They should have errors and omissions insurance in case there is something significant that they miss in the report.
Say the inspector falls through the attic or slips while inspecting your roof. If the company doesn't have the appropriate insurance, they may sue you or the current homeowners or try to put a lien on the property. So make sure the company is insured before the inspector sets foot on the property. "Whenever one party is sued in the transaction, it tends to pinball all over the place. You're avoiding personal liability by making sure that they have their own insurance.